Connectors
Connecting payment processors to SpicePay.
A connector is a configured link to a payment processor using your own merchant account and credentials. SpicePay orchestrates across connectors; the money and processor relationships stay yours.
Supported processors
| Processor | Coverage |
|---|---|
| Stripe | Cards, wallets, bank debits |
| PayPal | PayPal wallet, cards |
| Mollie | Cards, iDEAL, SEPA, and other European methods |
| Klarna | Buy now, pay later |
| NowPayments | Cryptocurrency payments |
| Cryptomus | Cryptocurrency payments |
| Creem | Digital products and SaaS billing |
| EPayOuts | Payouts and disbursements |
| PaySepro | Card acquiring |
Adding a connector
- Connectors → Add connector, pick the processor.
- Enter credentials from your processor dashboard (API key, merchant ID — fields vary per processor; the setup screen documents each one).
- Choose which payment methods this connector serves (cards, wallets, bank debits, crypto).
- Optionally restrict to specific currencies or regions.
- Save. The connector performs a live credential check and flips to Connected.
Test vs live: connectors are configured per environment. Wire up test credentials in your test project first; the checkout and API behave identically.
Webhook forwarding
During setup, SpicePay shows a processor-side webhook URL to register in the processor's dashboard. This is how asynchronous events (bank debits clearing, crypto confirmations, disputes) reach SpicePay. The setup screen marks this step as required for processors where it matters.
Managing connectors
- Edit credentials or method coverage at any time; changes apply to new payments immediately.
- Disable a connector to stop sending it new payments without deleting its history — in-flight payments and refunds on it still complete.
- Health — each connector card shows recent success rate and latency, so a degrading processor is visible before your customers tell you.
Multiple accounts on one processor
You can add the same processor multiple times (e.g. two Stripe accounts for two legal entities, or separate accounts per region). Each is an independent connector serving the payment methods, currencies, and regions you assign it.