June 24, 2026 · 2 min read · SpicePay Team
Crypto and cards in one checkout, without the split brain
Accepting cryptocurrency usually means a second integration, a second dashboard, and a second reconciliation job. It shouldn't.
More merchants want to accept cryptocurrency — and most of them end up with a split-brain setup: cards on one provider, crypto on a bolt-on widget from another, and a finance team reconciling two systems that disagree about what a "payment" is.
We think crypto is just another payment method. Here's what that means in practice in SpicePay.
One checkout
Hosted Checkout renders card, wallet, BNPL, and crypto options side by side, subject to the payment-method availability rules you set per region and currency. A customer paying with USDT through NowPayments or Cryptomus goes through the same flow as one paying with a card through Stripe or Mollie: pick a method, pay, get redirected to your success page.
Under the hood the differences are real — crypto payments confirm asynchronously, on-chain, sometimes minutes later. SpicePay models this with the same payment lifecycle you already handle: the payment sits in processing until confirmations arrive, then payment_succeeded fires like it does for any card payment. Your fulfillment code doesn't grow a special case.
One transaction list
In the Control Center, a crypto payment is a row in the same Transactions table, with the connector, the asset, the confirmation timeline, and the fiat-equivalent amount at payment time on the detail page. Refunds, where the processor supports them, go through the same refund flow and the same refund_succeeded webhook.
Analytics treats crypto as a payment method dimension: you can compare volume, completion rate, and fees for crypto vs cards per market — in one report, not two exports and a spreadsheet.
One integration
If you already take payments through SpicePay, enabling crypto is a configuration change, not a project:
- Add a NowPayments or Cryptomus connector with your account credentials.
- Enable the crypto payment method for the shops and regions where you want it.
- Done — checkout starts offering it, webhooks keep flowing.
The connectors doc covers setup; contact us if you're weighing which crypto processor fits your markets.